:root{
  --navy:#183a70;
  --navy-dark:#102d58;
  --red:#c83f3f;
  --green:#dcefe0;
  --green-dark:#315d45;
  --cream:#fffdf9;
  --text:#20242b;
  --muted:#69707b;
  --white:#fff;
  --shadow:0 18px 50px rgba(16,45,88,.12);
  --radius:22px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--cream);line-height:1.6}
a{text-decoration:none;color:inherit}
.container{width:min(1120px,92%);margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,253,249,.95);backdrop-filter:blur(12px);border-bottom:1px solid #eee}
.nav-wrap{min-height:72px;display:flex;align-items:center;justify-content:space-between}
.brand{display:flex;align-items:center;gap:9px;font-size:1.35rem;font-weight:900;letter-spacing:.4px}
.brand b{color:var(--red);font-weight:800}
.brand-mark{font-size:1.7rem}
.nav{display:flex;gap:28px;font-weight:700;font-size:.95rem}
.nav a:hover{color:var(--red)}
.menu-btn{display:none;border:0;background:none;font-size:1.7rem;cursor:pointer}

.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#fffdf9 0%,#eef4fb 100%);padding:92px 0 80px}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:70px;align-items:center;position:relative;z-index:1}
.eyebrow{font-size:.78rem;font-weight:900;letter-spacing:2px;color:var(--red);margin-bottom:12px}
.hero h1{font-size:clamp(3rem,7vw,5.5rem);line-height:.98;letter-spacing:-3px;margin-bottom:25px}
.hero h1 span{color:var(--red)}
.hero-text{font-size:1.15rem;max-width:650px;color:var(--muted);margin-bottom:28px}
.hero-buttons,.cta-buttons{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;padding:14px 20px;font-weight:800;border:2px solid transparent;transition:.2s;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-dark)}
.btn-secondary{background:#fff;border-color:#d8dde5;color:var(--navy)}
.btn-light{background:#fff;color:var(--navy)}
.btn-outline-light{border-color:#fff;color:#fff}
.small-note{font-size:.85rem;color:var(--muted);margin-top:15px}
.hero-card{background:#fff;border-radius:28px;padding:42px;box-shadow:var(--shadow);border:1px solid #edf0f4}
.card-icon{font-size:3.5rem;margin-bottom:12px}
.hero-card h2{font-size:2rem;margin-bottom:10px}
.hero-card p{color:var(--muted)}
.mini-list{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px;font-weight:700;color:var(--green-dark)}
.hero-shape{position:absolute;border-radius:50%;filter:blur(2px);opacity:.5}
.shape-one{width:260px;height:260px;background:#dbe8f9;right:-80px;top:-80px}
.shape-two{width:170px;height:170px;background:#f7dada;left:-60px;bottom:-60px}

.trust-strip{background:var(--navy);color:#fff}
.trust-items{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;padding:18px 0;font-weight:700;font-size:.9rem}

.section{padding:92px 0}
.section-heading{text-align:center;max-width:720px;margin:0 auto 48px}
.section-heading h2,.two-col h2,.contact-grid h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;margin-bottom:15px}
.section-heading>p:last-child,.lead,.contact-grid>div>p:not(.eyebrow){color:var(--muted)}
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.service-card{background:#fff;border:1px solid #eceff3;border-radius:var(--radius);padding:27px;box-shadow:0 8px 28px rgba(20,30,50,.05);transition:.2s}
.service-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.service-icon{font-size:2.1rem;margin-bottom:13px}
.service-card h3{margin-bottom:7px}
.service-card p{color:var(--muted);font-size:.92rem}

.section-green{background:var(--green)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}
.check-card{background:#fff;border-radius:24px;padding:32px;box-shadow:var(--shadow)}
.check-card div{padding:14px 0;border-bottom:1px solid #edf0ee;font-weight:700}
.check-card div:last-child{border-bottom:0}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.step{padding:30px;background:#fff;border:1px solid #eceff3;border-radius:var(--radius);position:relative}
.step span{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--red);color:#fff;font-weight:900;margin-bottom:18px}
.step h3{margin-bottom:8px}.step p{color:var(--muted)}

.cta-section{background:var(--navy);color:#fff;padding:62px 0}
.cta{display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta .eyebrow{color:#f5b6b6}
.cta h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;max-width:700px}

.contact-section{background:#f4f6f8}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:65px;align-items:start}
.contact-details{display:flex;flex-direction:column;gap:14px;margin-top:25px}
.contact-details a{font-size:1.25rem;color:var(--navy)}
.contact-form{background:#fff;padding:32px;border-radius:24px;box-shadow:var(--shadow)}
.contact-form label{display:block;font-weight:800;margin:14px 0 7px}
.contact-form label:first-child{margin-top:0}
input,select,textarea{width:100%;font:inherit;border:1px solid #d8dde5;border-radius:10px;padding:13px 14px;background:#fff;outline:none}
input:focus,select:focus,textarea:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(24,58,112,.1)}
textarea{resize:vertical}
.full{width:100%;margin-top:18px}
.form-message{margin-top:12px;font-size:.9rem;color:var(--green-dark)}

footer{background:#101a2a;color:#dce3ed;padding-top:45px}
.footer-wrap{display:flex;justify-content:space-between;gap:30px;padding-bottom:35px}
.footer-brand{color:#fff}
.footer-wrap p{margin-top:10px;color:#aeb9c8}
.footer-links{display:flex;gap:20px;flex-wrap:wrap;align-content:start}
.footer-links a:hover{color:#fff}
.copyright{text-align:center;border-top:1px solid #263245;padding:18px;font-size:.8rem;color:#8f9bab}

@media(max-width:900px){
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .hero-grid,.two-col,.contact-grid{grid-template-columns:1fr}
  .hero-grid{gap:40px}
  .steps{grid-template-columns:1fr}
  .cta{flex-direction:column;align-items:flex-start}
}
@media(max-width:700px){
  .nav{display:none;position:absolute;left:4%;right:4%;top:68px;background:#fff;padding:18px;border-radius:14px;box-shadow:var(--shadow);flex-direction:column;gap:14px}
  .nav.open{display:flex}
  .menu-btn{display:block}
  .hero{padding:68px 0 60px}
  .hero h1{letter-spacing:-2px}
  .hero-card{padding:28px}
  .services-grid{grid-template-columns:1fr}
  .trust-items{justify-content:flex-start}
  .section{padding:70px 0}
  .footer-wrap{flex-direction:column}
}